Australia weekly Key news – 1 August 2025

🏡 Property & Finance Updates in Australia

📉 Home Loans Below 5% Are Back
Fixed-rate home loans are dipping under 5% as rates fall, with variable loans expected to follow as the cash rate drops.

🏦 Macquarie Cuts Fixed Rates
Macquarie’s lowest owner-occupier fixed rate is now 4.99% p.a. (2-year term, LVR ≤70%). Investor rates start from 5.15% p.a.

💰 Landlords Seeing Positive Returns
For the third year running, most Australian investors are positively or neutrally geared, earning more from rent than their expenses.

📈 Property Prices Keep Rising
Home values increased 0.6% in July, pushing the median to $844,197, fueled by rate cuts, though growth is now stabilizing.

🏠 Opportunities for Homebuyers and Investors

The transformation of Riverstone presents significant opportunities: Speed Lending

  • Homebuyers can explore a range of housing options in a revitalized community.
  • Investors may benefit from increased demand for rental properties and potential capital growth.
  • Businesses can tap into a growing local economy with enhanced infrastructure.

💼 How Speed Lending Can Assist You

At Speed Lending, we specialize in providing tailored mortgage solutions to help you navigate the evolving property landscape in Riverstone. Here’s how we can assist:

Home Loan Pre-Approval

Secure pre-approval to confidently explore new properties in the Riverstone area.speedlending.com.au

Upgrade Financing

Looking to upgrade your current home? We can help you access equity or structure a bridging loan to facilitate the transition.

Investment Strategies

Develop a financing strategy that aligns with your investment goals in the growing Riverstone market.

First Home Buyer Assistance

Take advantage of government grants and low-deposit options available for first-time buyers in the area.

📞 Ready to Explore Your Options?

The Riverstone Town Centre is evolving, and so are the opportunities. Whether you’re looking to buy, invest, or refinance, Speed Lending is here to guide you through the process.

Contact us today to discuss how we can help you achieve your property goals in Riverstone’s exciting new chapter.

Servicing clients across Sydney and beyond

First time buying home?

We can help you start your property journey. We’ll work with you on getting the right home loan for your situation.

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