Best home loan rate 5.39%
Max cash rebate $2,888
Support First Home Buyers
Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance.
Supporting First Home Buyers
Investment Loans
Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
Investment Loans
Refinance
Home loan refinance services can offer homeowners a range of benefits, including lower interest rates, reduced monthly payments, and the ability to pay off their mortgage sooner.
Refinance
Commercial Loans
Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered.
Commercial Loans
Variable & Fixed Rate Loans
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years.
Variable & Fixed Rate Loans
Honeymoon Loans
A honeymoon loan (or introductory loan) is a loan with lower interest rates or lower repayments for the first six to twelve months.
After the ‘honeymoon’ term, the loan becomes a standard variable rate loan and the repayments will change to include the current standard variable interest rate.
Honeymoon Loans
Bridging Loans
A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased.
Bridging Loans
Asset Finance
Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes.
Asset Finance
Featured Product
NO MONTHLY PAYMENTS Home Loan
Discover a new way to manage your finances and make the most of your home equity. Speed Lending’s NO MONTHLY PAYMENTS Home Loan is designed to give you greater financial flexibility, and we’re excited to help you achieve your goals.
Household Loan (reverse mortgage)
Our Household Loan is a type of reverse mortgage that’s been designed to work within Australia’s retirement system. It can help you unlock the wealth accumulated in your home to enhance your lifestyle and wellbeing in retirement, without needing to sell or downsize.
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