Best home loan rate 6.18%
Max cash rebate $1,000

Home Loan

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Support First Home Buyers

Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance.
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Supporting First Home Buyers

Investment Loans

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
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Investment Loans

Refinance

Home loan refinance services can offer homeowners a range of benefits, including lower interest rates, reduced monthly payments, and the ability to pay off their mortgage sooner.
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Refinance

Commercial Loans

Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered.
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Commercial Loans

Variable & Fixed Rate Loans

The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years.
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Variable & Fixed Rate Loans

Honeymoon Loans

A honeymoon loan (or introductory loan) is a loan with lower interest rates or lower repayments for the first six to twelve months. After the ‘honeymoon’ term, the loan becomes a standard variable rate loan and the repayments will change to include the current standard variable interest rate.
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Honeymoon Loans

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased.
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Bridging Loans

Asset Finance

Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes.
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Asset Finance

Featured Product

NO MONTHLY PAYMENTS Home Loan

Discover a new way to manage your finances and make the most of your home equity. Speed Lending’s NO MONTHLY PAYMENTS Home Loan is designed to give you greater financial flexibility, and we’re excited to help you achieve your goals.

Household Loan (reverse mortgage)

Our Household Loan is a type of reverse mortgage that’s been designed to work within Australia’s retirement system. It can help you unlock the wealth accumulated in your home to enhance your lifestyle and wellbeing in retirement, without needing to sell or downsize.

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Happy Clients
What We Do

Purchase
59.9%
Refinance
37.7%
Other purposes
2.4%
Updates by Speed Lending

Our Lenders

Macquarie - Logo
ING Group - Logo
Me logo - Speed Lending
Firstmac Limited
Heritage Bank - Speed Lending
Pepper Money - Logo
BOQ - Speed Lending
Mezy Home Loans Logo
Newcastle Permanent Logo
Better Mortgage Management Pty. Ltd. - Logo
Bank Of Sydney - Logo
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Red Zed logo - Speed Lending
Resimac Group - Logo
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testimonial

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Ye lisa profile picture
Ye lisa
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had a great experience with Speed Lending. The team was very professional, friendly and helpful throughout the entire process. They explained everything clearly, answered all my questions and made the loan process smooth and stress-free. I really appreciate their excellent service and would highly recommend them!
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Ki Ki Nip profile picture
Ki Ki Nip
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I had a great experience with Sean. He was dedicated, efficient and incredibly helpful throughout the whole loan process. He always took the time to answer my questions patiently and explain everything clearly. Thanks to his hard work, my bank loan was approved very quickly. I really appreciate his support and would highly recommend him!
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Annie Zhang profile picture
Annie Zhang
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Hands down the best mortgage broker! Super helpful, professional, and truly cares about clients. They kept me supported every step of the way and still regularly check in on me—especially when interest rates change. The holiday greetings and gifts are such a warm touch. Thank you for always having my back!
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Frank Zhang profile picture
Frank Zhang
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Sean is a decent gentleman, a kind boy and a reliable broker.
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S TC profile picture
S TC
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Sean's patience, professionalism and attention to detail in helping with my bespoke financial needs has been exceptional. He would go the extra mile to ensure things are covered off efficiently and answer all my queries promptly. These are the attributes I greatly value when dealing with professionals relating to my investments. I hope to have Sean help me with my future needs. Overall, I would highly recommend Sean at Speed Lending!
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T Kim profile picture
T Kim
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fast and good service
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Jess LI profile picture
Jess LI
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Really appreciated to such super star company! My family has experienced the most reliable, responsible and timely re-finance process with June. She is indeed responsive and responsible along with all the steps, like document preparation , efficient and professional communications etc. Absolutely recommend them !!!
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Peter Zheng profile picture
Peter Zheng
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I had an exceptional experience with Speed Lending. They were highly professional, efficient, and incredibly responsive throughout the entire process. From application to settlement, everything was completed in just 20 days, which exceeded my expectations. What really stood out was how clearly they explained every detail. Any part of the process I wasn’t familiar with was patiently and thoroughly explained, with thoughtful analysis and practical advice provided along the way. I always felt well-informed and confident in each step. The entire process was handled remotely, which made everything extremely convenient and stress-free. Communication was smooth, fast, and transparent from start to finish. Truly unmatched service — I couldn’t recommend Speed Lending highly enough!
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az 7star profile picture
az 7star
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This lending company does very good jobs, experienced and always helps his company.
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