How your LVR tier could get you a lower home loan interest rate
When obtaining a home loan, whether it’s your first or a refinancing, lenders will want to determine your loan-to-value ratio (LVR). This significant figure determines
When obtaining a home loan, whether it’s your first or a refinancing, lenders will want to determine your loan-to-value ratio (LVR). This significant figure determines
Over the last year, the Reserve Bank has implemented a series of interest rate increases, which is considered to be the most aggressive in decades.
Over the past two days, there has been bad news for the economy and those concerned about the Reserve Bank’s actions. The important economic data
First, what is debt consolidation? To handle their debt effectively, many people adopt a financial approach of merging various debts into one loan with a
Although delinquency rates are still lower than pre-pandemic levels, the CEOs of the four major banks have expressed concern that arrears may increase in the
During the past week, the property market and the lack of affordable housing for younger buyers has been a major topic of discussion. In response,
To protect your investment portfolio from economic fluctuations, it’s important to choose the right property that fits your budget and minimizes cash flow risk. This
Ropes Crossing (Sydney – Blacktown) The suburb of Ropes Crossing, located in Sydney’s Blacktown area, has a gross rental yield of 4% as of October
The release of today’s wages data and tomorrow’s unemployment figures will either alleviate concerns about a potential interest rate hike by the Reserve Bank in
Major initiatives include higher financial aid for renters with low income, strategies to enhance the availability of rental properties, and policies aimed at promoting the
1. What is the lowest interest rate and max loan amount that I can get? The interest rate you are eligible for and the maximum
Refinancing your home loan can be a smart financial decision, especially when good offers are available. However, getting the best refinance deal requires careful consideration
The First Home Buyer Choice program of the previous Liberal government in NSW is expected to be replaced by Labor’s Fresh Start plan on 1
The term ‘genuine savings’ refers to the money that a borrower has saved up over a period of at least three months. It is possible
Your credit score is a computer-generated evaluation of the risk you pose to a creditor, specifically in relation to your home loan application. It is